In densely populated metropolitan areas like Boston, car accidents are an unfortunate part of the daily routine. Approximately 400 people were killed in Boston crashes in 2016 alone, and thousands of collisions resulting in injuries occur here every year.
If you were hurt or a loved one was killed in a Boston car accident caused by another’s negligence, Jason Stone Injury Lawyers is here to help. Our attorneys can advise you on your legal options and fight for the financial security you need to move forward with your life.
Call 800-577-5188 or contact us online to arrange your free consultation.
Damages in Car Accident Claims
Insurance companies don’t play nice when it’s time to pay up following a traffic accident. An injury victim’s insurance company may try to limit medical benefits, or another driver’s insurer may attempt to deny a legitimate claim, leaving victims and their families to fend for themselves.
Our lawyers know the tricks insurance companies use to unfairly limit or deny claims, and we also understand the extensive costs associated with crash-related injuries. Injury victims may be unable to work or face long-term medical expenses.
Injury victims may be entitled to damages that include compensation for:
- Past and future medical treatment
- Past and future earnings
- Pain and suffering
- Property damage
When it comes to insurance and car accidents, Massachusetts is a no-fault state, which means drivers carry personal injury protection (PIP) in addition to mandatory auto coverages like uninsured driver and property damage coverage. No-fault states are distinct from tort states in that most personal injury lawsuits are prohibited unless the accident and injuries meet specific criteria, called a tort threshold.
Under Massachusetts law, a driver’s PIP policy covers up to $8,000 per person for related damages like medical care, lost wages and professional services. This amount, however, may not be enough to pay for a victim’s total losses or complete medical needs.
Pursuing a Claim after a Boston Car Accident
Additional compensation for pain and suffering and out-of-pocket expenses can only be recovered in Massachusetts if the accident and injury meet certain benchmarks.
Specifically, a car crash must cause a victim to suffer:
- More than $2,000 in reasonable and necessary medical expenses
- An injury necessitating amputation
- Permanent eye damage or total vision loss
- Permanent hearing loss
- Broken bones
If injuries sustained in a collision result in the victim’s death, surviving family members can seek compensation through a wrongful death claim.
How is Fault Determined in Massachusetts Car Accidents?
Just as all Massachusetts drivers are required to carry auto insurance, all drivers are expected to operate their vehicles with reasonable care. Failure to uphold this duty is considered negligent behavior.
Massachusetts is a modified comparative-fault state, which means a victim can only recover damages if he or she is less than 50 percent at fault for an accident. Compensation is reduced according to what percent a person is determined to be at fault; if fault exceeds 50 percent, no compensation can be claimed.
Fault is determined by insurance adjusters, who base their decisions on law enforcement reports, statements from those involved in the collision, and other available evidence. Liability, in many cases, is highly subjective.
The Boston legal team at Jason Stone Injury Lawyers has the tools, skills, and resources injury victims need to ensure fault is assigned justly. We utilize accident reconstruction specialists and medical experts to recreate the crash and build a strong case against the insurance company.
Important Details for Boston Car Crash Victims
After receiving medical attention, one of the most important steps injury victims can take is to consult with a knowledgeable personal injury attorney.
Under the Massachusetts statute of limitations, injury victims have three years to file a legal claim for damages. But the sooner you contact an attorney, the sooner your lawyer can investigate your case and preserve evidence to support your claim.
Finally, don’t assume that you can’t afford a personal injury attorney if you feel you need one. Our lawyers offer free consultations to help you understand your rights and options, and we work on a contingent-fee basis, which means we only get paid after you get paid.
At Jason Stone Injury Lawyers, our commitment to your well-being and satisfaction is summed up in our Stone Cold Guarantee®. Our attorneys are ready to do the heavy lifting so you can focus on getting better.
If you were hurt or a family member was killed in a Boston-area car accident, call our trusted injury lawyers at 800-577-5188 or reach out to us online to get started now.