Massachusetts requires all drivers to carry auto insurance. And motorists typically comply with Massachusetts insurance requirements; our state ranks 49th for the rate of uninsured motorists on our roads.
However, even with this high rate of compliance, approximately 6% of drivers in Massachusetts do not carry auto insurance. The penalties for not carrying auto insurance in Massachusetts can include fines, loss of driving privileges, and jail time.
But how does not having auto insurance affect your chances of compensation when you’re injured by another driver?
Can You Sue Another Driver If You’re Uninsured in Massachusetts?
Yes, you can sue another driver if their negligence caused the accident—even if you don’t have insurance. Though some states have “no pay, no play” laws that restrict someone from getting compensation after a crash that wasn’t their fault, Massachusetts isn’t one of them.
As an Uninsured Motorist, You Could Face These Problems
You could still face some challenges getting full compensation for your damages, especially in the earlier stages of your claim. That’s because many people rely on their own insurance to pay the bills they’re facing after a crash. Because you don’t have auto insurance, you won’t have that option.
You could also face other hurdles after a crash. If the other driver also says that you were at fault for the crash, then your percentage of liability will affect the net compensation you receive for your damages.
If you are found to be at fault for a crash and the other driver seeks damages from you, you will be forced to pay those costs out of pocket.
When You Should Consider Taking Legal Action
When you’re injured by someone else’s negligence and you suffered serious injuries as a result, you should always explore your legal options. The costs of being injured in a car accident can be financially overwhelming, even for something as light as a rear-end collision. However, many of those expenses could be covered if the other driver was indeed at fault for the crash. Even more so in the case of hit and run accidents.
If you’re not sure whether or not filing a claim or suing another driver is in your best interest, you should reach out to an experienced car accident attorney in Massachusetts. In a free consultation, you can present the facts of your case and get an attorney’s feedback on whether you have a case.
Consultations with personal injury attorneys are typically free, so you have little to lose but much to gain if you’re owed significant compensation for the damages you’ve suffered.
If You Need Legal Help, Call Jason Stone Injury Lawyers
At Jason Stone Injury Lawyers, we pride ourselves on being straightforward with people that contact our firm. If we believe you don’t have a case, we’ll tell you. And if we do accept your case, we will keep you updated on everything you need to know about the progress we’re making toward getting you compensation.
Don’t pay the price for another driver’s negligence. Contact the Boston car accident attorneys at Jason Stone Injury Lawyers today to schedule a free, no-obligation consultation.