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Types of Claims

When you’re hurt, you need injury lawyers on your side who allow you to focus on getting better while they focus on improving your life after the accident. We’ll put a three-person legal team on every case who will take the time to get to know you. That’s because at Jason Stone Injury Lawyers, your satisfaction is our ultimate goal.

We are available 24 hours a day, seven days a week. If you need legal help after a loss or personal injury in Boston, you Better Phone Stone–call (800) 577-5188 today to schedule your free case review.

Injured? We’ve Got Your Back

Injury and loss resulting from negligence can take many different forms, and another person’s careless or reckless actions can cause you to suffer serious injuries in many ways. If you believe you may have a valid personal injury claim, let us review your situation and offer legal help. Some of the most common accident types we handle include:

Car Accident

From the moment you report a crash, insurance companies are looking to limit your recovery. Whether it’s your insurance provider trying to terminate your medical benefits or the other driver’s insurance provider offering you less money than you need to fix your car, Jason Stone Injury Lawyers knows the insurance companies’ tricks.

Construction Site Accident

When you’re hurt on the job or have an accident at a construction site, Jason Stone Injury Lawyers wants to help. Our Boston construction site accident lawyers don’t back down, and we’ll hold those in charge responsible for your injuries.

Defective Product

From car parts to medical devices, if you’re harmed by a defective product, you have the legal right to compensation for your injuries. We know the law, and our Boston defective product lawyers will fight for the money you’re owed.

Dog Bite

If you’re one of the roughly 4.5 million Americans bitten by dogs each year, you already know the physical and emotional strain it can cause you and your family. Not only are dog bites painful and frightening, but they also can be life-threatening and have lingering psychological consequences.

Drone Injury

Tiny propellers, fun designs, and small onboard cameras make drones a tempting purchase for consumers and businesses. But as drone popularity increases, so does the risk that innocent people will be harmed. Whether a drone operator invaded your privacy or a drone physically injured you, we’re ready to assist you.

Drug Injury

Doctors can make mistakes and prescribe drug dosages that are too high or too low, and drug manufacturers may produce batches of medication that are contaminated or dangerous to your health. If you suffered a drug injury due to negligence, we can help.

Hoverboard Injury

Hoverboards, or self-balancing skateboards, are some of the hottest electronic toys on the market. But, like non-motorized skateboards, riders face the risk of serious injuries while riding. And due to a lack of strict safety standards, certain hoverboard models are prone to fires or explosions while charging or during use.

Life Insurance Company Fraud

If you or a loved one were recently notified that your life insurance costs or premiums are increasing dramatically, your insurance company may be making you pay for its business mistakes. Our life insurance fraud lawyers are ready to review your policy increase and help protect your legal rights.

MBTA Bus Accident

Massachusetts Bay Transportation Authority (MBTA) buses, trains, and subways, are all held to high safety standards as common carriers. If you’re injured due to unsafe circumstances, reckless operation, or negligently maintained transit conditions, you have legal rights.

Medical Malpractice

Medical malpractice claims arise when doctors, nurses, or other medical professionals fail to meet an appropriate standard of care and their patients suffer as a result. Victims’ damages can be catastrophic—or even fatal.

Motorcycle Accident

When you’re injured in a motorcycle accident, you may face serious physical injuries with growing medical bills and lost wages, as well as combative insurance companies.

Nursing Home Abuse

Nursing home and long-term care facilities may not be the same as home, but they are required to provide residents with clean, safe, and dignified living conditions. If you suspect your loved one is being abused or neglected, we want to help.

Pedestrian Accident

Distracted driving is an epidemic. Often, pedestrians become the victims of distracted driving accidents—even if the pedestrian is obeying traffic laws. Contact Jason Stone Injury Lawyers if you were injured in a pedestrian accident.

Slip and Fall

If you slip and fall as the result of a property owner’s negligence, you may have a legal right to compensation for your injuries. Jason Stone Injury Lawyers’ Boston slip and fall lawyers can help you get the maximum amount of compensation for your damages, such as lost wages, long recovery times, disruption to your daily activities, and medical costs.

Social Security Disability

If you’ve been injured, suffered a debilitating accident, or developed a medical condition that prevents you from working for more than one year, you may qualify for Social Security Disability (SSD) benefits.

Traumatic Brain Injury

A traumatic brain injury (TBI) can impact your whole life, from your ability to work and earn a living, to your capacity to live independently or even speak. The effects of a TBI can be invisible on the outside, but are very real on the inside. Jason Stone Injury Lawyers fights for compensation for TBI victims.

Truck Accident

Every year, thousands of traffic accidents involve trucks and tractor trailers. While there are laws in place to keep our roads safe, accidents continue to happen, and injury victims are faced with enormous medical bills, lost wages, and no way to support their families. Jason Stone Injury Lawyers is dedicated to making the roads safe from negligent tractor trailer drivers.

Veterans Benefits

When you serve your country, you deserve veterans benefits to further your education, protect your health, and take care of your family. We’re here to help appeal your claim if the VA has denied your benefits.

Workers’ Compensation

By law, employees are not able to sue their employers for on-the-job injuries. Workers’ compensation benefits were created so that injured employees can have access to compensation for their medical bills, permanent scarring, lost wages, and rehabilitation expenses when they can’t work.

Wrongful Death

Have you recently lost a loved one in a wrongful death accident? Our wrongful death lawyers understand how devastating it can be to suddenly lose a friend or family member. Jason Stone Injury Lawyers wants to help your family if your loved one’s death could have been prevented or was caused by someone else’s negligent actions.

Twelve Things Insurance Companies Do That Should Scare You

After your injury, you may receive a call from the insurance company of the party responsible for the incident. The representative may seem friendly, but their company does not have your best interests in mind and may try to take advantage of you. Here are twelve ways insurance companies may try to take advantage of you.

  • Requiring you to get an independent medical examination (IME) – This means that the insurance company requires that a second physician confirm that your injuries are as bad as you claim. If your adjuster sets up an IME for you, it will almost certainly be with a doctor who works for the insurance company. This means that it is in this doctors interest to try to minimize your injuries and undermine your claim. There are ways to protect your rights during and after an IME. Never submit to one without first speaking to an attorney.
  • Requiring you to take an examination under oath (EUO) – During this process, you will be sworn under oath and the insurance company’s attorney may ask you any question at all that they feel is relevant to the case. The purpose of these questions may not be clear to you, but they are often designed to find holes in your claim. During an EUO, you may not plead the fifth, declining to respond, and your own attorney is not allowed to object to any of the questions. If you are asked by the insurance company to participate in an EUO, contact your attorney immediately.  
  • Limiting the amount of money offered for specialty prescription drugs you needed to take after your injury – while insurance frequently covers medical expenses, including prescription drugs, insurance companies are notorious for being stingy when it comes to covering specialty drugs. If you are prescribed a drug that has just hit the market, a biological drug (one made from living organisms like cells or tissue), or a drug that has no generic alternative, your insurance company may refuse to provide full coverage. The catch with most specialty prescription drugs is that they are prohibitively expensive–these drugs can costs thousands of dollars per month. Due to the high cost, insurance companies often try to limit coverage to protect their bottom line from being eaten away by the costs of these prescriptions. Because of this, it’s important to factor the costs of these drugs into your settlement offer.
  • Limiting the amount awarded to you for personal injury protection (PIP) insurance, which covers medical bills and lost wages –  PIP insurance is a mandatory form of insurance coverage that generally comes into play when you have been injured in a no-fault state. This coverage is supposed to pay for medical bills and lost income following your car crash. If your insurance company offers you less than the full amount that you incurred in medical bills and lost wages, don’t sign anything before first consulting with your attorney. Once you sign a settlement agreement with your insurance company, there is no going back for more money to cover the difference.
  • Failing to provide you with any compensation for lost wages in the settlement offer – if your car’s insurance policy covers lost wages, you are entitled to compensation for the income from time off work while you were recovering from your injuries. Insurance companies love to prey on victims who aren’t aware that they are entitled to these wages when extending an initial settlement offer. If you contribute substantially to your household income, or are the sole provider for your family, being compensated for your time out of work can be critical to your well-being.
  • Not giving you access to MedPay, which covers medical costs resulting from a car crash – MedPay is an optional coverage that is offered by most auto-insurance carriers and acts to cover the medical expenses that you or your passengers incurred after your crash. This form of insurance does have a cap, which varies by insurance company. Oftentimes, people aren’t even aware that they have MedPay coverage in their auto insurance policy, and insurance companies rarely mention it as a way to keep from having to pay out for medical expenses. In the eyes of the insurance company, the less they have to pay, the better the deal.
  • Trying to get you to settle before you realize the full extent of your injuries, which can surface days or even weeks after your incident – if you have a personal injury claim, you can all but guarantee that the insurance company will call you just days or even hours after the incident, offering to settle. Don’t be fooled into thinking that the insurance company has your best interests in mind and want to get you your money as quickly as possible. Part of the reason for pressuring you to settle early is to keep you from having the time to realize the full extent of your injuries. When it comes to car crashes, some of the most debilitating injuries can have a delayed onset. If you struck your head during the collision, you may develop a headache that won’t go away days or even weeks after the crash. Chronic back pain, stiffness, and numbness are also notorious for creeping up on you a good period of time after your crash. If you settle with your insurance company too early, you may be missing out on compensation to cover these persistent injuries.
  • Conning you into signing documents you don’t understand – when you sign a settlement agreement with an insurance company, you don’t simply sign a one-page document and go on your way. You will sign a mountain of complicated paperwork with a boatload of fine print. Oftentimes, a person signs these documents without reading carefully into what the paperwork subjects him to. You can almost guarantee that if a clause appears in paperwork prepared by an insurance company, it is not in your favor. One such clause can even require you to use the insurance company’s expert witness instead of your own to prove your injuries. In the eyes of the insurance company’s expert witness, you’re almost never going to be as badly injured as you truly are.  
  • Demanding a confidential settlement, which can make any proceeds you receive taxable by the IRS – in a normal insurance settlement, the compensation that you receive is not considered income, and thus is not taxed by the federal or state government. If your insurance company demands a confidentiality clause in your settlement agreement, however, this should raise a red flag. The IRS has declared that money obtained in a confidential settlement is to be considered taxable income to the recipient. This tax can strip you of a hefty portion of your settlement.
  • Demanding that you sign unlimited medical release authorizations, essentially giving them insight into every aspect of your well-being – as soon as the insurance company catches wind of the incident, you will be sent a stack of forms to sign. Nine times out of ten, this paperwork will include a medical authorization release. This document does nothing but hurt your claim; it gives the insurance company permission to dig through all of your medical records, including past medical history, doctors’ notes, and even how often you visit a physician. It’s always important to speak with your personal injury attorney before signing any document that an insurance company sends you.
  • Recording or taking notes during the conversations you have with the insurance claims adjuster – when it comes to phone calls with your insurance adjuster, you can almost guarantee that every second of your conversation is being recorded. Insurance companies love to bait you into saying things that hurt your case in order to validate a low settlement offer. Even something as innocent as telling your adjuster that you’re “not doing too bad” after your injury can have a negative impact on your settlement offer. An insurance company is sure to use your words against you if it is in its financial interest.

Never enter into negotiations with an insurance company unarmed–protect your rights by letting an experienced attorney work for you to recover the compensation to which you’re entitled.

Talk to a Boston Accident Lawyer About Your Case Today

If you suffered injuries which were caused by another party’s negligence, you have a right to full compensation and need an experienced attorney on your side. Since 2004, our Boston personal injury team has worked to recover compensation for clients just like you. Call the personal injury team at Jason Stone Injury Lawyers today at (800) 577-5188–we are standing by to schedule your free consultation.

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