Boston Life Insurance Fraud Attorney
If you’ve received a letter, call, or email from your insurer telling you that your policy premiums or insurance costs are significantly increasing, you may be wondering what steps you can take to protect your family’s best interests. While the reasons for these increases are supposedly out of the company’s control, policyholders like you may be the victims of insurance fraud and have legal rights to compensation.
Our experienced insurance fraud lawyers are ready to investigate your life insurance policy rate increase. There’s never a fee for legal services unless we collect for you, and we’re here to investigate your potential claim today.
At Jason Stone Injury Lawyers, our attorneys can advise you on your legal options and fight for the financial security you need to move forward with your life.
Call 800-577-5188 or contact us online to arrange your free consultation.
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Life Insurance Fraud Resources
Did Your Life Insurance Premiums Increase Suddenly?
Before you make any changes to your policy, contact our law firm first. We’ll listen to your story and investigate your life insurance increase, so you don’t have to pay for an insurance company’s fraud or their business mistakes.
If you received a notice that your universal life policy’s cost of insurance or premiums are significantly increasing, you were probably given three options:
Helping Insurance Fraud Victims Nationwide
If your universal life insurance costs suddenly increased, your insurance company may be taking advantage of you for its own benefit. Fighting fraud is an important part of our mission to protect victims’ rights, and we want to help ensure you get the fair treatment you deserve. Call 800-577-5188 or fill out a Free Initial Consultation Form to get started.
Our commitment to your well-being and satisfaction is summed up in our Stone Cold Guarantee®. Our attorneys are ready to do the heavy lifting so you can focus on getting better.
We will stand by you through the entire process, helping you understand what to expect and updating you on the status of your case. We can often prove you qualify to hold the at-fault driver liable and settle these cases without resorting to filing a personal injury lawsuit. However, we will not hesitate to take your case to court if necessary to get the full range of damages to which you are entitled.
Jason Stone is truly the best! They did such a wonderful job with my case and communicated really well with me. I was amazed by their work and amazed by how much they really care about their clients. Whenever I called them about a concern or for any other reason they made sure they answered every question! They also try their best to make things go quickly as possible! I would highly recommend people to chose Jason Stone Injury Lawyer. They are honest with you; they take their time to listen to you and make sure everything is resolved! They did a great job with my case that I have recommended them to others. Thanks so much Jason Stone, I really appreciate it all!
VICTORIA PIERRE-LOUIS | FORMER CLIENT
AUTO ACCIDENT FAQs
In Massachusetts, the standard automobile insurance policy contains a provision called Uninsured Motorist Protection.
As long as you have a motor vehicle insurance policy of your own, a household member (a person with whom you reside that is related by blood, marriage, or adoption) has a motor vehicle insurance policy, or you were occupying a vehicle with someone that has a motor vehicle insurance policy, your medical bills will be paid, and you should be able to make a claim for compensation for your pain and suffering.
In Massachusetts, the standard insurance policy has a provision called Personal Injury Protection—also known as “PIP.” Many people have $8,000 in available coverage, which means that the insurance company will pay up to $8,000 in combined medical expenses and lost wages.
PIP is also referred to as “No-Fault” because PIP benefits can be paid to you even if you caused the collision. Usually, the insurance policy for the vehicle that you were occupying will provide the coverage, and it will not increase the premiums of the policy owner. Behind the scenes, the insurance company providing the PIP benefits will seek payment from the insurance company that insures the at-fault vehicle.
Under current state law, if you have private health insurance, PIP will only cover $2,000, and your health insurance will cover the rest of your expenses. It’s important to comply with the conditions of your private health insurance to make sure that your treatment is covered. A Boston car accident lawyer from Jason Stone Injury Lawyers can help you coordinate your insurance benefits so you don’t end up with outstanding medical bills.
If the accident is determined to be the other driver’s fault, and you have full coverage through your own insurance policy, you can elect to have either the insurance company for the vehicle that caused the accident pay for the damage, or your own insurance policy can pay.
If you don’t have full coverage, then you must make a claim through the other driver’s insurance, but the other driver’s insurance will only pay for your property damage if the evidence shows that the other driver is at fault.
If who is at fault for the accident is in dispute, one of the Boston personal injury lawyers at Jason Stone Injury Lawyers can fight the insurance company to prove you are not at fault and the other driver is.
There are a few steps you can take after a car accident to protect your health and rights to compensation:
- Call the Police.
If you’re involved in an accident, you should contact the police immediately. They can help move damaged vehicles out of the path of traffic, ensure the safety of yourself and other drivers in the area, and file a police report of your accident. This report can be an important source of information and help prove the other driver’s negligence.
- Gather evidence and get contact information.
If you’re able, take pictures of the vehicles, roadway, and surrounding environment while at the scene of the accident. Get phone numbers and email addresses of other drivers involved in the accident as well as any witnesses. As soon as you are able, take pictures of any injuries you suffered.
- Get medical attention.
In addition to obvious injuries like lacerations, you may have internal injuries or injuries that don’t manifest immediately. Seeing a doctor can help identify all the injuries you’ve suffered, and your medical report can serve as valuable evidence for your claim.
- Get a lawyer.
The sooner you call a lawyer at Jason Stone Injury Lawyers, the sooner we can start building your claim. An early start can mean more money for you in the long run.
Don’t delay after your car accident. Give us a call at (800) 577-5188 or complete our free online form. We’re here to help you get your life back after the accident.
Yes. It’s important that you cooperate with the police when they arrive and comply with their requests, such as moving your vehicle to the side of the road. You should also ask a police officer for a copy of his or her accident report. Your attorney can use the report when working on your case.
Yes. You should call your insurance company after the accident and tell them what happened. Keep the conversation short and truthful, but never volunteer information that might imply you were at fault. The insurance company can twist your words and disqualify you from receiving a settlement.
If you prefer, one of the attorneys at Jason Stone Injury Lawyers can call and report the accident to your insurance company for you to ensure that nothing you say can be manipulated by the insurance company to make it appear that you were at fault for the crash.
You are not required to talk to the other driver’s insurance company. In fact, it’s the adjuster’s job to pay you as little as possible, so the less you say to him or her, the better.
Let an experienced lawyer from Jason Stone Injury Lawyers talk to the insurance company on your behalf instead.
Yes. Many auto accident injuries aren’t obvious right away. You may have internal injuries that damage your organs.
The symptoms of these injuries can take weeks or even months to appear and may cause serious complications if left untreated.
Yes. If you were too hurt to work after your car accident, you may be eligible to receive compensation for your lost wages.
Through the PIP portion of the insurance policy, if you have a note from a doctor stating that you need to remain out of work, as well as verification of your employment, you may be able to receive 75 percent of your wages.
You will likely receive the remaining 25 percent of your wages at the time your case is successfully resolved.
Call a lawyer right away after the accident. Evidence from the crash scene can disappear fast, and our legal team needs time to collect it and reconstruct the accident scene and identify the conditions that caused the crash.
Additionally, insurance companies will contact you immediately after an accident. You should have an attorney protecting your rights before you discuss anything with any insurance company.
Pictures of your car before and after the accident, as well as photos of the accident scene, can help the attorneys at Jason Stone Injury Lawyers determine the cause of the accident and the amount of damages you incurred.
Your medical report from a doctor and the accident report from a police officer can also help prove the extent of your injuries and property damage.
Photographs of any visible injuries, including bruising and scarring, also help portray the magnitude of your injuries.
The value of your case depends on several factors, including:
- The total cost of your medical bills
- How much your injuries affect your daily life
- How long your injuries impact your daily life
- Your lost wages due to missed time at work
- Emotional and physical suffering